Insurance Explained. Advocacy Made Simple.
About Securing
Our Future
Abuse of the legal system, changes to insurance risk-based pricing, and more frequent and severe natural disasters are increasing financial pressure on everyday families. Securing Our Future advocates for policies that protect our communities and make insurance more accessible and affordable.
What matters most to you deserves to be protected, and we’re taking a stand.
Our Issues
Stop Legal System Abuse from Driving Up Costs
Our courts are being overwhelmed by bad-faith claims and lawsuits funded by investors looking to make a profit. They drive up costs for consumers, delay real justice, and put small businesses at risk.
In 2022 alone, the U.S. litigation system cost the economy $529 billion, an average of $4,207 in hidden legal costs per American household (U.S. Chamber of Commerce, 2024).
We advocate for commonsense legal reforms that help stop lawsuit abuse, hold bad actors accountable, and make our legal system work better for everyone.
When the legal system is misused, consumers and businesses end up paying the price.
Support Smarter Insurance Pricing to Help Keep Rates Affordable
It’s simple: if you’re a safer driver, you deserve a rate that reflects your lower risk. Risk-based pricing helps insurance companies set prices based on an individual’s risk of loss or likelihood to file a claim.
This approach gives people more options in the marketplace and keeps insurance fair for everyone.
We advocate for accurate, affordable insurance that reflects your real risk, not someone else’s.
No one should be paying more than necessary for their insurance rates.
Help Communities Prepare for Natural Disasters
Between hurricanes, wildfires, floods, and tornadoes, natural disasters are hitting harder and more often — and not just on the coasts. Small towns, big cities, and rural communities across the country are all feeling the impact.
Communities across the country need better tools to stay strong and recover quickly from disasters.
We advocate for proactive prevention, stronger recovery, and solutions that help save lives, strengthen communities, and lower costs.
We can’t prevent natural disasters, but we can take steps to help ensure that Americans are able to protect the things that matter most.
Fight Rising Auto Insurance Costs
While road safety is a top priority, many of the biggest cost drivers are hidden from view.
Unfair auto repair rules, outdated salvage vehicle laws, predatory towing practices, and delays in adopting proven safety improvements all quietly add up, pushing insurance rates higher for everyone.
We advocate for fair policies that help keep rates affordable and accessible while making roads safer for all.
Nothing matters more on the road than safety for drivers, passengers, and pedestrians alike.