Tell Oregon Lawmakers to Vote NO on HB 4098

Help protect Oregon families, renters, and small businesses from rising costs.

We need your voice!

Oregonians, we need you! Send a letter today: urge your lawmakers to vote NO on HB 4098.

The Problem

Lawsuits are a top driver of property casualty insurance price increases. If passed, HB 4098 could expand costly and excessive litigation, meaning everyone – homeowners, renters, small businesses, and drivers could face skyrocketing costs.

Why It Matters

Additional Cost for Family: For the average Oregon household, this bill could mean paying as much as $740 more per year.
Higher Rents: When insurance costs rise for property owners, rents go up. Nationally, 58% of housing providers say they plan to raise rent to cover insurance cost increases.
Bad for Business: Higher insurance costs could stifle growth for small businesses, which employ more than half of Oregon’s workers.

What Needs to Happen

Lawmakers should focus on policies that will reduce the cost of living instead of making it more expensive.

If passed, HB 4098 could make Oregon an outlier on the West Coast. Neither Washington nor California allows these costly lawsuits. In fact, California voters repealed similar legislation after seeing it fail. With affordability at an all-time low, we cannot make it more expensive to live in the Beaver State.